Renewal season compresses big decisions into a few busy weeks. Our work is designed to fit that reality: independent numbers, ready before the quote lands, framed so both HR and finance can act on them together with their broker.
About
Plan Spend Check works with employers who fund their own health plans. Our whole practice is built on one idea: before you accept another increase, you should be able to see what your plan actually pays for care — and how that compares to what other plans pay in the same market.
What we believe
Independence first — we have no stake in which carrier, network, or broker you use.
Plain language beats jargon; if a readout needs a glossary, we rewrite it.
Brokers are partners in this, not adversaries; good data makes those conversations better.
Data without employee details — our work starts from zip codes, never personal health information.
How an engagement runs
A short scoping conversation to understand your plan year and renewal timing.
A market-level pricing review built from published rate filings in your employees' regions.
A plain-language readout you can put in front of your CFO, your leadership team, or your broker.
Get in touch. We keep a small team and a short inbox — replying to any note from us gets you a same-week conversation.